> ## Documentation Index
> Fetch the complete documentation index at: https://help.rytz.com.au/llms.txt
> Use this file to discover all available pages before exploring further.

# Property settlement Australia — RYTZ Settlement Planner

> Australian property settlement workspace under section 79 (married) and s90SM (de facto) of the Family Law Act 1975 (Cth). Asset pool, contributions, future needs, AI fairness analysis. Post-10 June 2025 amendments built in throughout.

import { Card, CardGroup } from '@mintlify/components'

<Note>
  **This is legal information, not legal advice.** This page is reviewed against the Family Law Act 1975 (Cth), the Federal Circuit and Family Court of Australia (Family Law) Rules 2021, and current case law on AustLII — but not by a practising family-law solicitor. For advice on your matter, see [Free legal help in Australia](/learn/free-legal-help) — Legal Aid, Community Legal Centres, Justice Connect, Women's Legal Services, and Aboriginal Legal Services offer free or low-cost help.
</Note>

The **Settlement Planner** is RYTZ's property-settlement workspace. It walks the four-step process the Federal Circuit and Family Court applies under section 79 of the Family Law Act 1975 (Cth) — and produces a structured, defensible position on the asset pool, the contributions assessment, and the future-needs adjustments.

## The four steps

<CardGroup cols={2}>
  <Card title="Step I — Asset pool" icon="house">
    Identify every asset, liability, and financial resource. Real property, vehicles, super, businesses, debts. The pool is the starting point for everything else.
  </Card>

  <Card title="Step II — Contributions" icon="hand-holding-heart">
    Assess each party's contributions over the relationship — financial, non-financial, parental, homemaker. The Stanford / Mallet line of authority frames how contributions are weighed.
  </Card>

  <Card title="Step III — Future needs" icon="clock">
    The 16 s75(2) factors — age, health, income capacity, care of children, length of relationship. Significant adjustments often flow from this step.
  </Card>

  <Card title="Step IV — Just & equitable" icon="scale-balanced">
    The court's threshold question (Stanford v Stanford \[2012] HCA 52). Is altering existing property interests just and equitable? If so, what's the quantum?
  </Card>
</CardGroup>

## What the workspace produces

A complete settlement analysis with:

* **Asset pool table** — every asset and liability with current value, ownership, and how it should be characterised
* **Contributions assessment** — weighted across the four contribution categories with case-law citations
* **Future-needs adjustment** — % adjustment under s75(2) with reasoning
* **Fairness analysis** — the AI Fairness Analyser scores the proposed split against the s79 framework and flags deviation from typical outcomes
* **My Offers tracker** — every offer made and rejected, with the date, terms, and how each compares to the analysed position. Offers become evidence of reasonableness under r10.05 of the Family Law Rules.

## When you'd use it

<CardGroup cols={2}>
  <Card title="Negotiating directly with the other party" icon="message">
    The structured analysis gives you a defensible position to anchor on. Your numbers are your numbers, traceable to the framework.
  </Card>

  <Card title="Preparing for FDR or settlement conference" icon="handshake">
    Mediators work much better with structured proposals than free-form positions.
  </Card>

  <Card title="Drafting Consent Orders" icon="building-columns">
    The analysis output is the substantive content of the property orders block of a Consent Orders application.
  </Card>

  <Card title="Court proceedings" icon="gavel">
    If matters go to a final hearing, the contributions and future-needs analysis is the structure your evidence and submissions will follow.
  </Card>
</CardGroup>

## Next

<CardGroup cols={2}>
  <Card title="The s79 framework" icon="scroll" href="/settlement-planner/section-79-framework">
    The four-step process the court applies, with the case-law line for each step.
  </Card>
</CardGroup>

<Note>
  The Settlement Planner has substantial AI-assisted analysis — the **Comprehensive Fairness Analyser** runs your asset pool + contributions + future-needs through Claude with citations to landmark cases (Stanford, Mallet, Pierce, Polonius, Singerson, Bonnici, Kowaliw, McCalman, Williams, Kennon). This is where the Series-B-grade depth of the platform shows up.
</Note>